Selling on WhatsApp, Instagram or TikTok? You do not need a website. Create a payment link, send it, get paid.
Create the link with a fixed amount, or leave the amount open and let the customer type it. Add a short description so the receipt makes sense.
Send it. WhatsApp, Instagram DM, SMS, email, a QR code, or your bio link. The link opens a hosted checkout with your business name on it.
They pay. The customer types their M-Pesa number, gets the prompt, enters their PIN. You get a Telegram alert and a webhook the moment it is confirmed.
Manual M-Pesa requests leave you matching screenshots to orders, chasing customers who say they paid, and guessing which payment belongs to which sale. A payment link ties the payment to the order, shows the amount, records the reference and never needs a screenshot.
Social sellers, tutors, delivery services, event tickets, freelancers, salons, photographers, online courses, church and welfare contributions, and anyone taking deposits by message.
Links can be reused or switched off when a promotion ends. Open-amount links work like a till you can send anyone.
Selling internet time instead? WiFi billing takes M-Pesa on your hotspot.